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ERG Scotland Limited (Registered No. SC195590 & VAT No. GB 734888976) at Unit 19 Clayton Court, Invergordon IV18 0SB is authorised and regulated by the Financial Conduct Authority – Firm Reg. No. 729552 is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority. Credit provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority (Register no. 704348).